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Arch Re is a leading provider of property reinsurance solutions on a global scale. We offer a wide variety of products, including Property Catastrophe, Property Per Risk, Property Pro Rata (Quota Share), Property Aggregate and Retrocessional covers that are structured and tailored to each client’s specific needs. Our team works with brokers and clients to ensure we create a solution that adds value for both parties.

Coverage is provided on a worldwide, U.S. or international basis with the broker market being our primary distribution source. Backed by our strong ratings and robust balance sheet, Arch Re leverages underwriting expertise, innovative technical pricing and the ability to provide meaningful capacity to tailor programs unique to our clients. By offering industry-leading analytical tools and underwriting acumen, we have built long-term trading relationships, many of which exceed 10 years.

Property Catastrophe is primarily focused on the natural perils of hurricane, windstorm, earthquake, flood, tornado/hail and wildfire and may also provide coverage for man-made perils like terrorism. Written on a treaty basis, coverage is triggered by losses that impact more than one risk or insured. This portfolio protection is typically provided on a per event basis, and additionally, our team has created solutions to help manage client accumulation issues. The portfolio includes a well-balanced range of clients from regional mutual companies to the world’s largest global insurers.

Property per Risk provides coverage to a client’s subset of particular risks involving individual policies or locations issued from our insurance partners. This form of excess of loss treaty can cover varied portfolios from personal lines to commercial property to energy exposures and is subject to a specified limit. Coverage is provided for various exposures including the perils of fire, explosion, collapse and natural catastrophes. With our technical underwriting approach and focus on servicing our clients, the team has established many long-standing relationships.

Property Pro Rata (Quota Share) assumes a proportion of the client’s primary risks and can include catastrophe and non-cat exposure. There are several potential benefits to the ceding company for choosing to place a Pro Rata treaty, such as entrance to a new line of business, catastrophe protection, improving financial rating or replenishing surplus. Our client-focused approach delivers a consistent structuring methodology to retain clients for the long term.

Property Aggregate can take many different forms, from catastrophe event driven covers to conflagration only per risk aggregate treaties. These treaties can support a company’s desire for financial stability while focusing on reducing frequency and loss volatility. Our team understands the special structuring for these covers which is vital to make sure solutions are put in place to withstand any economic spikes.

We write Retrocessional coverage for all types of underlying exposures and geographic zones. We provide coverage based principally on a physical trigger basis but also on an industry loss basis.

Terrorism is generally excluded from property reinsurance; however, we may, on a case-by-case basis, reinsure risks resulting from terrorism on an excess of loss basis or otherwise include terrorism risk in specific contracts.