Arch Re is a leading provider of property reinsurance solutions on a global scale. We offer a wide breadth of products, including Property Catastrophe, Property per Risk, Property Pro Rata (Quota Share) and Retrocessional covers that are structured to each client’s specific needs.
Coverage is provided on a worldwide, US or international basis with business emanating from the broker market. Backed by our strong ratings and solid balance sheet, Arch Re leverages underwriting expertise, innovative technical pricing and the ability to provide meaningful capacity to tailor programs unique to our clients. We have worked hard to maintain long-term trading relationships by offering industry-leading analytical tools and underwriting.
Property Catastrophe is primarily focused on the natural perils of hurricane, windstorm, earthquake, flood, tornado/hail and wildfire, and may also provide coverage for man-made perils like terrorism. Written on a treaty basis, coverage is triggered by losses that impact more than one risk or insured. Protection can either be provided for a qualifying event on an occurrence basis or for multiple qualifying events on an aggregate basis.
Property per Risk provides coverage to a client’s subset of particular risks involving individual policies or locations issued from our insurance partners. This form of excess of loss treaty typically covers varied portfolios from personal lines to commercial property to energy exposures and is subject to a specified limit. Coverage is provided for various exposures including the perils of fire, explosion, collapse and natural catastrophes
Property Pro Rata (Quota Share) assumes a proportion of the client’s primary risks and can include catastrophe and non-cat exposure. There are several potential benefits to the ceding company for choosing to place a Pro Rata treaty such as entrance to a new line of business, catastrophe protection, improving financial rating or replenishing surplus. Our client-focused approach delivers a consistent structuring methodology to retain clients for the long term..
We write Retrocessional coverage for all types of underlying exposures and geographic zones. We provide coverage based principally on a physical trigger basis but also on an industry loss basis.
Terrorism is generally excluded from property reinsurance; however, we may, on a case-by-case basis, reinsure risks resulting from terrorism on an excess of loss basis or otherwise include terrorism risk in specific contracts.