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Retail Property

The Retail Property division of Arch Insurance has a proven record of delivering solutions for US-domiciled clients by deploying domestic and global capacity. Our focus is on shared and layered program structures including critical cat exposures for US-domiciled insureds. Arch Retail Property has a broad underwriting appetite and relies on individual risk selection.

Customer Profile:

Examples of target risks include the following sectors:

  • Manufacturing
  • Real estate
  • REITs
  • Retail
  • Service industries
  • Pharmaceuticals/Biotech
  • Food processing
  • Telecommunications
  • Financial institutions
  • Healthcare and senior living
  • Hotels, resorts, amusement
  • Completed Civil Works 


  • $50 million All Risk Including earthquake, flood, wind, boiler & machinery and terrorism
  • $10 million California earthquake
  • $10 million critical flood
  • $25 million critical wind
  • $25 million contingent business interruption
  • $50 million terrorism
  • Admitted paper

Key Features:

  • Admitted and non-admitted paper available
  • All Risk manuscript forms
  • Domestic, global and foreign programs
  • Participation: Shared and layered including primary, excess and quota share
  • Specialized underwriting and claim services


Retail Producers

Submission Guidelines:

  • Program specifications, including structure, coverage terms and conditions
  • Description of occupancy(ies)
  • Schedule of values
  • Five year loss history
  • Loss Prevention reports for large and key locations including loss estimates, COPE information for all locations and process hazards

Retail Property interfaces with the following complementary Arch specialties:


Insurance coverage is underwritten by a member company of Arch Insurance Group Inc. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.