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Growth & Middle Markets

Arch Insurance’s Growth and Middle Market team is a dedicated group of experienced underwriters located throughout the nation that focuses exclusively on underwriting management liability insurance for privately held companies, publicly traded companies and not-for-profit organizations. Underwriters are able to provide quotes in less than 48 hours and offer a multi-coverage policy to best address a client's exposures. Along with our product offerings, our insureds have access to EPL loss prevention services, kidnap & ransom travel advisories and claims scenarios.

Product Offerings

  • Directors & Officers Liability
  • Broad Form Arch Essential Side A®
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime
  • Kidnap, Ransom & Extortion
  • Workplace Violence
  • Network Security, Privacy and Media Liability

Customer Profile

  • Private companies with less than $500 million in annual revenues
  • Public companies with less than $500 million in annual revenues
  • Non-profit organizations
  • Start-up companies, mature companies, private equity and venture capital backed companies

Key Features of Arch Corporate Canopy

Arch Corporate Canopy®: Management Liability for Private Companies 
Arch Corporate Canopy® - Wholesale

  • EPL continuity for prior policy Equal Employment Opportunity Commission charges or written demands available
  • 80/20 hammer clause (no hammer available)
  • Worldwide coverage
  • Broad definitions of claim, wrongful acts and loss
  • Liberal notice and reporting provisions
  • Non-rescindable policy
  • Application and exclusion severability for insured persons
  • Additional $500,000 limit of liability for non-indemnifiable loss for executives
  • Priority of payments
  • Defense outside the limits of liability available
  • Third party employment practices coverage
  • EPL social media, workplace violence and employee privacy available
  • HIPAA sub-limits available
  • PCI-DSS Assessments and Regulatory Fines & Penalties
  • First Party Data Incident Response Expense
  • Carve-Back for Cyberterrorism
  • Carve-back to the Contract Exclusion for PCI Data Security and Non-Disclosure Agreements

Key Features of Arch Canopy for Non-Profit Organizations

  • Optional defense costs outside the limit
  • Entity coverage
  • Personal injury coverage
  • Excess benefit transaction excise tax coverage
  • No anti-trust exclusion
  • Investigative costs for derivative demands brought by members
  • Crisis management costs for network security breach or privacy violation
  • Less restrictive fraud and personal profit exclusions
  • Priority of payments
  • Additional limit for executives only
  • Arch will not subrogate against any Insured

Key Features for Public Companies: Necessary Legal and Regulatory Protections for Today's Executives

  • Inquiry Coverage for Insured Persons in responding to a subpoena, a request to produce a document or to appear for an interview
  • Insured Person does not have to be a target to be covered
  • Broad Investigation Coverage includes clarification that no Wrongful Act required to trigger coverage for Inquiries or Insured Person Investigations
  • Defense Cost Advancement within the Retention if Loss is indemnifiable and the Insured Organization fails or refuses to indemnify within 60 days
  • Coverage for civil FCPA penalties against Insured Persons for any non-willful violation
  • Limited Entity vs. Insured Exclusion (in lieu of Insured vs. Insured exclusion) that does not apply to:
    • Defense Costs that are Non-Indemnifiable
    • Claims brought by trustees, examiners, or assignees thereof in the event of financial insolvency
    • Claims brought in foreign jurisdictions
  • Coverage for fees and expenses incurred in facilitating a claw back payment under SOX 304/Dodd-Frank 954
  • Securities Investigation Co-Target Coverage protects the Insured Organization when a securities investigation is also maintained against an Insured Person
  • Broad definition of Subsidiary includes all entities while under Management Control, including partnerships Claim reporting 180 days after expiration, provided the Insured renews coverage with Arch. 60 days otherwise.


Select retail and wholesale producers


Up to $25 million in limits on a primary and excess.

Submission Guidelines

Please send all private company and not for profit submissions to your local underwriter or directly to the appropriate regional contact. Please send all public company submissions to the appropriate regional contact.


Insurance coverage is underwritten by a member company of Arch Insurance Group Inc. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.