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Arch Insurance Group, a leader in the New York and New Jersey statutory disability product is expanding its product offering to additional states with its short-term disability product. The Arch solution provides great coverage options along with superior service at a competitive price. Leveraging Arch’s technology strengths, Arch partners can self-quote groups up to 100 lives.

Arch Short-Term Disability (STD)

The Arch STD product is designed to help keep your life on track while you can’t work due to sickness or injury. It can provide valuable financial support which lets you focus on getting well again. This product provides a bi-weekly payment due to a sickness or accident that prevents you from working and receiving a salary. The plan provides 50% or 60% of salary with a range of $200 to a maximum of $1,000/week for 26 weeks after a 7 day waiting period. In addition, coverage can be upgraded for an additional premium to pay an additional cash benefits from injuries (dismemberment or death) resulting from an accident.


Plan Options



Percentage of Weekly Salary



50% or 60%


Maximum Weekly Payout /

Payment Duration



$200 - $1,000 / 26 Weeks




100% Employer paid OR Voluntary (25% min. participation)




Accident Coverage (optional)


Paid on predetermined

schedule of benefits




Billing Options


Annual in Advance

Quarterly in Advance

Monthly in Advance


STD PLAN SOLUTION (by employer size)

Small to Mid-Size



10 to 100 employees

Mid to Large



Greater than 100 employees


Self Quote on our website.





 Our underwriters will craft a benefit plan and a competitive rate for each employer group over 100 lives



✓Competitive Prices



No Need for a Census



✓Download all policy documents


On-site quoting with any tablet or smart phone

The Arch Advantage

  • Industry experts in disability benefits with over 50 years of combined underwriting experience
  • Paperless issuance of all policy and related documents. There is no waiting for U.S. Mail.
  • Multiple location and combined billing options
  • Employer access to online, real-time FICA and claim reports
  • Superior claim staff that focus on full case management and returning employees to work
  • High-tech systems and operations that translate to faster and more accurate processing of business


Insurance coverage is underwritten by a member company of Arch Insurance Group Inc. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.