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Defense Base Act (US)

The Arch Insurance Defense Base Act Division provides statutory federal workers compensation to U.S. government contractors who perform work overseas. Our focus is on superior service, compliance, flexibility and responsiveness to customer needs. Our team of dedicated professionals has the expertise in underwriting, risk control and claims support services to address customer’s ever changing needs.


  • Statutory Defense Base Act Workers Compensation and Employers Liability

Customer Profile

  • Aviation and related support work
  • Supply chain and logistics
  • Network and Information Technology
  • Communication and Telecommunications
  • Construction
  • Training and Education
  • Financial Services

Program Structure

  • Guaranteed Cost
  • Retrospective rating available in limited instances
  • Minimum Premium of $10,000

Key Features

  • Claims Partner – Gallagher Bassett is our exclusive claims vendor with a dedicated DBA unit and global resources for claims investigation and fraud prevention.
  • Emergency Travel Assistance and Medical Evacuation services provided through On Call International – use of these services are at the option of the employer but recommended.
  • Loss Control Services by Arch consultants are provided as part of the underwriting program terms.

Submission Guidelines

  • Arch DBA application preferred but equivalent accepted; must include five year loss run and employee concentration information.


Select retail and wholesale producers.

The Defense Base Act Division interfaces with the following Arch specialty divisions:


E&S Casualty - Construction

National Accounts Casualty


This information is provided as a general overview for brokers and producers. Insurance coverage is underwritten by Arch Insurance Company, domiciled in the State of Missouri and licensed to transact business in all U.S. states and D.C. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.