Arch New Jersey Temporary Disability Benefits Law
Employers with one or more employees working in New Jersey are required to provide short-term disability benefits should the employee be disabled by an off-the-job injury or illness. Benefits are 66 2/3 % Average Weekly Wages to a maximum of $633 per week for 26 weeks after 7-day elimination period. Enrichment options are available.
What most employers don’t realize is that they pay into a state plan for this coverage and have the option to “opt out” and move their coverage to an Arch disability plan for a potential savings and superior service. Even if coverage is already in place though another private carrier, there still could be considerable saving by switching to Arch.
Did you know…
- Temporary Disability Benefits (TDB) insurance is mandatory* for all employers in New Jersey.
- All New Jersey employers are automatically enrolled in the state disability plan, but have the option to establish a private plan of coverage with an insurance carrier upon approval by the state and upon written election of a majority of covered employees.
- On average, it takes the State of N.J. over 2 weeks to process a disability claim.
Arch’s New Jersey TDB coverage offers an alternative to the state plan:
* New Jersey Temporary Disability Benefits Law (TDB) - Short-term disability benefit for New Jersey employees who are disabled because of a non-occupational illness or injury. Benefits are 66 2/3 % Average Weekly Wages to a maximum of $633 (2017) per a week for 26 weeks after a 7-day elimination period.