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ACGL $98.92 0.58 (0.59%)

CORPORATE/PARTICIPANT ACCIDENT INSURANCE

The Arch Insurance Accident & Health division provides comprehensive accident solutions for employer groups of all sizes, including Fortune 500 companies, multi-national corporations, mid-size employers and small businesses. In addition, Arch offers accident programs for schools and members of groups or associations participating in sponsored activities. Our product innovation, underwriting expertise and superior customer service give Arch the unique ability to provide customized solutions for our clients.

BUSINESS TRAVEL ACCIDENT

The evolving global economy requires businesses to expand beyond their normal boundaries of operation, creating the need for increased business travel. With heightened awareness of the hazards associated with traveling, employers and risk managers have increased interest in this benefit package.

KEY FEATURES

  • 24-hour worldwide protection
  • Customized solutions for multi-national corporations
  • Business travel only
  • Business and pleasure
  • Corporate owned or leased aircraft
  • Emergency medical evacuation & repatriation
  • Non-employee director coverage
  • Relocation coverage
  • War risk
  • Global travel assistance services including 24-hour multi-lingual call line, pre-trip services and emergency medical assistance
  • Business trip cancellation, interruption and baggage delay
  • Additional enhancements are also available.

PERSONAL ACCIDENT INSURANCE

Arch offers both employer-paid and contributory programs that provide insurance protection to employees and their families in the event of accidental death or serious injury.

VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT

  • Contributory plan
  • Pays benefit in addition to other accident benefits
  • Employee selects amount of insurance based on salary
  • Purchase coverage through convenient payroll deduction
  • Living benefits for Covered Persons permanently injured in an accident
  • Spouse and children coverage available

BASIC ACCIDENTAL DEATH & DISMEMBERMENT

  • Employer-paid or non-contributory
  • Flat amounts or multiples of salary
  • Enhanced dismemberment schedule
  • Additional benefits included, typically as flat dollar amount or percentage of accidental death benefit

BENEFIT OPTIONS INCLUDE:

  • Bereavement and trauma counseling
  • Child care center
  • Commuting
  • Education benefit
  • Home alteration/vehicle modification
  • Rehabilitation expense
  • Seat belt and airbag
  • Spouse/domestic partner retraining
  • Additional enhancements are also available.

PARTICIPANT ACCIDENT INSURANCE (SPECIAL RISK)

Arch provides accident protection for participants, group members or students taking part in sponsored and supervised activities and events.

TARGET GROUPS

  • Charitable and non-profit organizations
  • Civic groups
  • Religious groups
  • Financial Services
  • Youth groups
  • Camps
  • Schools – kindergarten through grade twelve (public, private and parochial)
  • Youth sports teams and leagues
  • Day care centers/nursery schools -- school and religious affiliated
  • Healthcare
  • Clubs, including sports and non-sports
  • Volunteer firefighters

KEY FEATURES

  • Accident medical benefits excess of other coverage
  • Accidental death and dismemberment
  • Customized plans for annual or short-term basis
  • Benefits may be extended to cover travel to and from an activity or event
  • Emergency medical evacuation & repatriation
  • May be offered in conjunction with general liability coverage

Information

Insurance coverage is underwritten by a member company of Arch Insurance Group Inc. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.